Self Employed Mortgages

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As Someone That Is Self-Employed, Can I Get A Mortgage?

In short, yes! There are lenders that have products that are available for the self employed market. 

Self-Employed Mortgage with One Years Accounts

They are not widely available, but it is certainly possible to get a mortgage with just one year of accounting history. Whilst most Mortgage Lenders will expect Self-Employed mortgage applicants to be able to show three year’s worth of accounts, some specialist lenders will be able to help you.

You should be aware that due to minimal lenders offering this type of mortgage, the interest rates on your mortgage are likely to be less competitive. As high street lenders won’t usually be able to consider your application, speak to Mortgage Brokers like ourselves to find out which lenders are more accepting of your situation.


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